If you’re meeting our brokers for the first time, it’s helpful to have some questions up your sleeve. You’ll get more out of your conversation and clarity about how we can assist with your home loan needs.

To help you, here are some questions that you can ask us.  

1.    What fees will I be charged as part of my home loan?  

While we won’t charge you a fee for our services, there are fees that you’ll have to pay when applying for a loan. Examples include an application fee, property valuation fee, and lenders mortgage insurance. We can give you a breakdown of fees and ways to reduce or avoid them.

2.    What documents do I need for an application?  

There’s a lot of paperwork involved in a home loan application. To speed up the process, ask us for a checklist of documents we’ll need from you. These include a passport, driver’s license, payslips and bank statements.

3.    What home features should I consider?

It can be tricky to work out what features you need from a home loan. Ask us about our recommendations on features, what they do, and how they can benefit you.   

4.    Why is this loan right for me?   

Based on the information you give us, we’ll provide a list of potential home loan products to consider. You can ask us to explain what each one includes and why we think they’re suitable for you.

5.    How can I improve my chances of being approved?

Every lender has its own approval process. We’ll walk you through the steps you can take to improve your chances of getting your application approved.

____ 

Remember: there are no such things as silly questions. Buying a home can be complicated, but we’re here to make the process as simple as possible. To book an appointment with us, contact us today.